Budget💳
Track everything
Import CSV, OFX and QIF statements with smart categorisation, splits, transfers and reconciliation across every account.
Open source · Self-hosted
Your money, in your Nextcloud.
Budget is a complete personal-finance app that runs inside your own Nextcloud — spending, budgets, bills, savings, debt, net worth and pensions. Import your statements, forecast ahead, and keep every figure on your own server.
Free· AGPL open source · Nextcloud 30+ · PHP 8.1+ · your data, your server
Made for people who'd rather not hand their finances to a bank app
If you self-host, value privacy, and want the full picture in one place, Budget fits the way you already work.
🏠 Self-hosters
🔒 Privacy-minded
👪 Households & couples
📊 Spreadsheet refugees
🌍 Multi-currency lives
Everything your finances need, nothing they don't
One app for the whole money picture — from importing yesterday's transactions to projecting your pension decades out.
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Budgets & alerts
Set category limits with rollover and envelope budgeting, and get notified before you overspend — at a threshold you choose.
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Forecast ahead
Project future balances from your real history, with recurring bills and income factored in, so there are no surprises.
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Plan the long game
Savings goals, a debt-payoff planner, net-worth history, and pensions with growth projections in today's money.
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Reports & insights
Spending by category, income vs expenses, year-over-year and scheduled PDF reports — with anomaly and subscription detection.
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Private by design
No accounts to create, no third parties, no tracking. Everything lives in your Nextcloud database and nowhere else.
Your whole financial life, at a glance
A customisable dashboard pulls net worth, cash flow, budgets, upcoming bills, goals and pensions into one screen — so you always know where you stand without digging.
- Drag-and-drop widget tiles
- Multi-account and multi-currency totals
- Income-vs-expense trends over any period
Documented, properly
Twenty-seven guides covering every screen in the app — the same pages the in-app help button opens, rendered from the project's own markdown.
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Getting started
Add an account, bring in some transactions, set up categories and a budget. About ten minutes.
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Importing statements
CSV, OFX and QIF, column mapping, duplicate detection and what to do when a bank exports something odd.
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Budgets & envelopes
Per-category limits, alert thresholds, custom periods, and carrying a balance into next month.
Take your money back from the cloud
Install Budget from the Nextcloud App Store in a couple of clicks. It's free, open source, and yours.