Reports

Overview#

The Reports section offers different perspectives on your finances. Each report type answers a specific question: Are you sticking to your budget? Where is your money going? How does this year compare to last? Use reports for periodic financial reviews or to investigate specific spending concerns.

Navigate to Reports and select the report type you want to generate.

Account Scope#

Use the Account selector to limit a report to specific accounts. If other people have shared accounts with you, an "Exclude shared accounts" toggle also appears — turn it on to base the report on your own accounts only, leaving out accounts shared to you. It's off by default (shared accounts are included), and only shows up when you actually have shared accounts. The same option is available per-card on the account-based dashboard tiles, via each tile's gear menu.

Note: A transfer between one of your own accounts and a shared account can only be partly seen when shared accounts are excluded, so income/expense totals may be slightly overstated in that case.

Budget Report#

The Budget Report compares your planned budget against actual spending by category over a selected date range.

What It Shows#

Filters#

• Date Range — Select the period to analyze (current month, last month, custom range).
• Categories — Include all categories or select specific ones.

Tip: Run this report at the end of each month to see where you overspent and adjust next month's budget accordingly.

Spending by Category#

A visual breakdown of where your money goes, displayed as pie charts and bar charts.

What It Shows#

• Pie Chart — Proportional spending by category. Hover over slices to see amounts and percentages. Click a slice to jump to the transaction list filtered to that category and the report's date range.
• Bar Chart — Ranked list of categories by total spending, making it easy to identify your largest expenses.
• Subcategory Drill-Down — Click a category to see spending broken down by its subcategories.

Filters#

Note: Only expense transactions are included by default. Income categories are excluded to focus the view on where money is being spent.

Income & Expenses#

Two tables for a chosen period: everything that came in, broken down by category, and everything that went out, broken down by category. Built for the year-end job of producing a statement of income and expenditure — for a club, a society, or your own annual review.

What It Shows#

Filters#

Exporting to CSV keeps the two tables as separate labelled sections in one file, so a spreadsheet can take each on its own.

Note: Categories and accounts you have marked as excluded from reports are left out here, as they are in every other report. If you want a plain list of every booking with nothing removed, export from the Transactions page instead.

Tip: This report answers "what came in and what went out, by category". For the same question month by month with a savings line, use Cash Flow below.

Income vs Expenses#

A side-by-side comparison of total income and total expenses over time, with net savings calculated.

What It Shows#

Filters#

• Date Range — Select the period to compare (defaults to the last 12 months).
• Account — All accounts or a specific account.

Tip: This report is ideal for spotting months where expenses spiked relative to income. Look for patterns — do you overspend in certain months consistently?

Year-over-Year Comparison#

Compare your spending across two or more years side by side to identify long-term trends.

What It Shows#

• Monthly Comparison — Each month's spending shown for each selected year in adjacent columns or overlaid lines.
• Category Breakdown — Drill into specific categories to see how spending in that category changed year to year.
• Annual Totals — Summary row with total spending per year and the percentage change.

Filters#

Tip: Year-over-year is particularly useful for catching lifestyle inflation — gradual spending increases that are hard to notice month to month but obvious when comparing annual totals.

Bills Calendar#

An annual overview showing which months your bills are due, helping you visualize your fixed obligations across the year.

Views#

Information Displayed#

• Bill amounts per month based on frequency.
• Paid status — Paid months shown with strikethrough text; unpaid months shown normally.
• Monthly totals — The sum of all bill amounts due in each month, shown in the footer row.
• Annual total — The sum of all bills for the full year.

Filters#

Tip: Use the Bills Calendar at the start of the year to understand your fixed monthly obligations. It helps identify months with concentrated due dates where cash flow might be tight.

Net Worth History#

Track your total net worth over time — assets minus liabilities — with daily automatic snapshots and support for multiple currencies.

What It Shows#

How Snapshots Work#

• Automatic Daily Snapshots — A background job records your net worth once per day, capturing balances across all accounts.
• Manual Recording — You can manually record a snapshot at any time if you want to capture a specific point (e.g., after a large transaction or revaluation).
• Historical Continuity — Even if account balances change retroactively (e.g., imported transactions with past dates), snapshots reflect the balance as it was when recorded.

Multi-Currency Support#

If you have accounts in different currencies, net worth is converted to your primary currency using exchange rates from:

• ECB (European Central Bank) — For fiat currency conversions.
• CoinGecko — For cryptocurrency conversions.

Note: Exchange rates are fetched automatically. The conversion uses the rate from the date of each snapshot, so historical net worth reflects historical exchange rates.

Status Indicators#

Exporting Reports#

All reports can be exported for external use or record-keeping.

Export Formats#

How to Export#

1. Generate the report with your desired filters.
2. Click the Export button in the report toolbar.
3. Select CSV or PDF.
4. The file downloads to your device.

Tip: CSV exports include raw data without formatting, making them ideal for importing into other financial tools or creating custom analyses in a spreadsheet.

Related Features#

• Budget — The Budget Report directly compares your budget allocations against actual spending.
• Categories — Spending reports are organized by your category hierarchy.
• Bills — The Bills Calendar visualizes your recurring payment schedule.
• Accounts — Reports can be filtered by account and net worth tracks all account balances.
• Tags — Spending reports can be filtered by tags for more granular analysis.

Settings#

Reports do not have dedicated settings. Export format preferences and default date ranges are remembered from your last report generation.